/* ====================================================
   NexoFinance – Hoja de estilos principal (2026)
   Fintech moderno · Español
   ==================================================== */

/* ---------- Reset & Variables ---------- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --navy:      #04112b;
  --blue:      #0057ff;
  --blue-lt:   #1a73e8;
  --cyan:      #00d4ff;
  --cyan-dk:   #00a8cc;
  --green:     #00e676;
  --white:     #ffffff;
  --gray-100:  #f4f6fb;
  --gray-200:  #e3e8f0;
  --gray-400:  #9aafc9;
  --gray-700:  #3a4e6e;
  --text:      #0d1f3c;
  --radius:    14px;
  --shadow:    0 8px 32px rgba(0,87,255,.13);
  --transition: .35s cubic-bezier(.4,0,.2,1);
  --font: 'Segoe UI', system-ui, -apple-system, sans-serif;
}

html { scroll-behavior: smooth; }

body {
  font-family: var(--font);
  color: var(--text);
  background: var(--white);
  line-height: 1.65;
  overflow-x: hidden;
}

a { color: var(--blue); text-decoration: none; transition: color var(--transition); }
a:hover { color: var(--cyan-dk); }
img { max-width: 100%; height: auto; display: block; border-radius: var(--radius); }

/* ---------- Utility ---------- */
.container  { max-width: 1200px; margin: 0 auto; padding: 0 20px; }
.flex       { display: flex; }
.grid-2     { display: grid; grid-template-columns: repeat(2,1fr); gap: 32px; }
.grid-3     { display: grid; grid-template-columns: repeat(3,1fr); gap: 28px; }
.grid-4     { display: grid; grid-template-columns: repeat(4,1fr); gap: 24px; }
.text-center{ text-align: center; }
.mt-8  { margin-top: 8px; }
.mt-16 { margin-top: 16px; }
.mt-24 { margin-top: 24px; }
.mb-40 { margin-bottom: 40px; }
.gap-16 { gap: 16px; }
.align-center { align-items: center; }
.justify-between { justify-content: space-between; }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 13px 30px; border-radius: 50px; font-weight: 600;
  font-size: .97rem; cursor: pointer; border: none;
  transition: all var(--transition); letter-spacing: .03em;
  text-decoration: none;
}
.btn-primary { background: var(--blue); color: #fff; }
.btn-primary:hover { background: #0044cc; transform: translateY(-2px); box-shadow: 0 8px 24px rgba(0,87,255,.4); color:#fff; }
.btn-outline { background: transparent; color: var(--blue); border: 2px solid var(--blue); }
.btn-outline:hover { background: var(--blue); color: #fff; transform: translateY(-2px); }
.btn-cyan  { background: var(--cyan); color: var(--navy); }
.btn-cyan:hover { background: var(--cyan-dk); transform: translateY(-2px); box-shadow: 0 8px 24px rgba(0,212,255,.35); color: var(--navy); }
.btn-white { background: #fff; color: var(--blue); }
.btn-white:hover { background: var(--gray-100); transform: translateY(-2px); color: var(--blue); }
.btn-sm { padding: 9px 20px; font-size: .88rem; }
.btn-dark { background: rgba(255,255,255,.1); color: #fff; border: 1px solid rgba(255,255,255,.2); }
.btn-dark:hover { background: rgba(255,255,255,.2); color: #fff; }

/* ---------- Tags ---------- */
.tag {
  display: inline-block; padding: 4px 14px; border-radius: 50px;
  font-size: .78rem; font-weight: 700; letter-spacing: .06em; text-transform: uppercase;
}
.tag-blue   { background: rgba(0,87,255,.1); color: var(--blue); }
.tag-cyan   { background: rgba(0,212,255,.12); color: var(--cyan-dk); }
.tag-green  { background: rgba(0,230,118,.12); color: #00994d; }
.tag-purple { background: rgba(120,70,255,.12); color: #7846ff; }
.tag-orange { background: rgba(255,140,0,.12); color: #cc7000; }

/* ---------- Headings ---------- */
.section-label { font-size: .78rem; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: var(--blue); margin-bottom: 10px; }
h1 { font-size: clamp(2rem, 5vw, 3.4rem); font-weight: 800; line-height: 1.15; }
h2 { font-size: clamp(1.6rem, 3.5vw, 2.6rem); font-weight: 800; line-height: 1.2; }
h3 { font-size: 1.25rem; font-weight: 700; }
h4 { font-size: 1.05rem; font-weight: 700; }
p  { line-height: 1.7; }
.lead { font-size: 1.13rem; color: var(--gray-700); max-width: 620px; }

/* ---------- Sections ---------- */
section { padding: 88px 0; }
.section-dark     { background: var(--navy); color: #fff; }
.section-dark .lead, .section-dark p { color: var(--gray-400); }
.section-gray     { background: var(--gray-100); }
.section-gradient { background: linear-gradient(135deg, var(--navy) 0%, #051d4d 60%, #07284a 100%); color: #fff; }
.section-gradient .lead { color: var(--gray-400); }

/* ---------- NAVBAR ---------- */
.navbar {
  position: sticky; top: 0; z-index: 999;
  background: rgba(4,17,43,.96);
  backdrop-filter: blur(16px);
  border-bottom: 1px solid rgba(255,255,255,.07);
  padding: 0 20px;
}
.navbar-inner {
  max-width: 1200px; margin: 0 auto;
  display: flex; align-items: center; justify-content: space-between;
  height: 66px;
}
.nav-logo {
  font-size: 1.45rem; font-weight: 800; color: #fff !important;
  display: flex; align-items: center; gap: 10px; text-decoration: none;
}
.nav-logo span { color: var(--cyan); }
.logo-icon {
  width: 38px; height: 38px;
  background: linear-gradient(135deg,var(--blue),var(--cyan));
  border-radius: 10px; display: flex; align-items: center; justify-content: center;
  font-size: 1rem; font-weight: 900; color: #fff; flex-shrink: 0;
}
.nav-links { display: flex; align-items: center; gap: 4px; list-style: none; }
.nav-links a {
  color: rgba(255,255,255,.75); padding: 8px 13px; border-radius: 8px;
  font-size: .91rem; font-weight: 500; transition: all var(--transition);
}
.nav-links a:hover, .nav-links a.active { color: #fff; background: rgba(255,255,255,.1); }
.nav-cta { display: flex; align-items: center; gap: 10px; }
.nav-hamburger { display: none; background: none; border: none; cursor: pointer; padding: 4px; }
.nav-hamburger span { display: block; width: 24px; height: 2px; background: #fff; margin: 5px 0; transition: all var(--transition); border-radius: 2px; }

/* Mobile nav */
.mobile-nav {
  display: none; position: fixed; inset: 0; z-index: 998;
  background: rgba(4,17,43,.98); padding: 80px 28px 28px;
  flex-direction: column; gap: 6px;
}
.mobile-nav.open { display: flex; }
.mobile-nav a { color: rgba(255,255,255,.85); font-size: 1.1rem; font-weight: 600; padding: 14px 0; border-bottom: 1px solid rgba(255,255,255,.07); }

/* ---------- HERO ---------- */
.hero {
  min-height: 88vh; display: flex; align-items: center;
  background: linear-gradient(135deg, var(--navy) 0%, #051d4d 55%, #062040 100%);
  color: #fff; position: relative; overflow: hidden;
  padding: 100px 20px 80px;
}
.hero::before {
  content: ''; position: absolute; inset: 0;
  background: radial-gradient(ellipse at 70% 50%, rgba(0,87,255,.18) 0%, transparent 70%);
  pointer-events: none;
}
.hero-content {
  max-width: 1200px; margin: 0 auto; width: 100%;
  display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; position: relative; z-index: 1;
}
.hero-badge {
  display: inline-flex; align-items: center; gap: 8px;
  background: rgba(0,212,255,.15); border: 1px solid rgba(0,212,255,.3);
  padding: 6px 16px; border-radius: 50px; font-size: .82rem; font-weight: 600;
  color: var(--cyan); margin-bottom: 22px;
}
.hero h1 { color: #fff; margin-bottom: 22px; }
.hero h1 span { color: var(--cyan); }
.hero .lead { color: rgba(255,255,255,.75); margin-bottom: 36px; max-width: 520px; }
.hero-actions { display: flex; gap: 14px; flex-wrap: wrap; }
.hero-stats { display: flex; gap: 32px; margin-top: 48px; flex-wrap: wrap; }
.hero-stat strong { font-size: 1.9rem; font-weight: 800; color: var(--cyan); display: block; }
.hero-stat span { font-size: .85rem; color: rgba(255,255,255,.6); }
.hero-visual { position: relative; }
.hero-img { border-radius: 20px; box-shadow: 0 30px 80px rgba(0,0,0,.5); width: 100%; object-fit: cover; height: 420px; }
.hero-card {
  position: absolute; bottom: -18px; left: -24px;
  background: rgba(255,255,255,.09); backdrop-filter: blur(20px);
  border: 1px solid rgba(255,255,255,.15); border-radius: 16px;
  padding: 16px 20px; display: flex; align-items: center; gap: 12px;
}
.hero-card strong { color: #fff; font-size: .97rem; display: block; }
.hero-card span { color: rgba(255,255,255,.6); font-size: .8rem; }
.hero-card-icon { width: 44px; height: 44px; border-radius: 12px; background: linear-gradient(135deg,var(--blue),var(--cyan)); display: flex; align-items: center; justify-content: center; font-size: 1.3rem; flex-shrink: 0; }

/* Orbs */
.orb { position: absolute; border-radius: 50%; filter: blur(60px); opacity: .22; pointer-events: none; }
.orb-1 { width: 400px; height: 400px; background: var(--blue); top: -80px; right: -60px; }
.orb-2 { width: 280px; height: 280px; background: var(--cyan); bottom: 40px; left: 4%; }

/* ---------- CARDS ---------- */
.card {
  background: #fff; border-radius: var(--radius); padding: 28px;
  box-shadow: 0 2px 16px rgba(0,0,0,.07); transition: all var(--transition);
  border: 1px solid var(--gray-200);
}
.card:hover { transform: translateY(-6px); box-shadow: var(--shadow); }
.card-dark {
  background: rgba(255,255,255,.04); border: 1px solid rgba(255,255,255,.1);
  border-radius: var(--radius); padding: 28px; transition: all var(--transition);
}
.card-dark:hover { background: rgba(255,255,255,.08); transform: translateY(-4px); }
.card-icon {
  width: 56px; height: 56px; border-radius: 14px;
  display: flex; align-items: center; justify-content: center; font-size: 1.6rem; margin-bottom: 18px;
}
.card-icon-blue   { background: rgba(0,87,255,.12); }
.card-icon-cyan   { background: rgba(0,212,255,.12); }
.card-icon-green  { background: rgba(0,230,118,.12); }
.card-icon-purple { background: rgba(120,70,255,.12); }
.card-icon-orange { background: rgba(255,140,0,.12); }
.card-icon-pink   { background: rgba(255,50,120,.12); }

/* ---------- FEATURE SPLIT ---------- */
.feature-split { display: grid; grid-template-columns: 1fr 1fr; gap: 72px; align-items: center; }
.feature-split.reverse { direction: rtl; }
.feature-split.reverse > * { direction: ltr; }
.feature-split img { border-radius: 20px; box-shadow: 0 20px 60px rgba(0,0,0,.12); width: 100%; object-fit: cover; height: 380px; }
.feature-list { list-style: none; margin-top: 24px; display: flex; flex-direction: column; gap: 14px; }
.feature-list li { display: flex; align-items: flex-start; gap: 12px; font-size: .97rem; }
.feature-list li::before { content: '✓'; color: var(--green); font-weight: 800; margin-top: 2px; flex-shrink: 0; }

/* ---------- STATS ---------- */
.stats-grid { display: grid; grid-template-columns: repeat(4,1fr); gap: 24px; }
.stat-box { text-align: center; }
.stat-box .number { font-size: 2.8rem; font-weight: 900; color: var(--cyan); line-height: 1; }
.stat-box .label  { font-size: .88rem; color: rgba(255,255,255,.6); margin-top: 6px; }

/* ---------- TESTIMONIALS ---------- */
.testimonial-card {
  background: #fff; border-radius: var(--radius); padding: 28px;
  box-shadow: 0 4px 20px rgba(0,0,0,.07); border: 1px solid var(--gray-200); transition: all var(--transition);
}
.testimonial-card:hover { transform: translateY(-4px); box-shadow: var(--shadow); }
.stars { color: #ffc107; margin-bottom: 14px; }
.testimonial-card blockquote { font-style: italic; color: var(--gray-700); margin-bottom: 20px; line-height: 1.7; }
.testimonial-author { display: flex; align-items: center; gap: 12px; }
.author-avatar {
  width: 48px; height: 48px; border-radius: 50%;
  background: linear-gradient(135deg, var(--blue), var(--cyan));
  display: flex; align-items: center; justify-content: center;
  font-weight: 700; color: #fff; font-size: 1.1rem; flex-shrink: 0;
}
.author-avatar.av2 { background: linear-gradient(135deg, #7846ff, #c026d3); }
.author-avatar.av3 { background: linear-gradient(135deg, #00994d, #00d4ff); }
.author-avatar.av4 { background: linear-gradient(135deg, #ff8c00, #ff4466); }
.author-avatar.av5 { background: linear-gradient(135deg, #0057ff, #7846ff); }
.author-avatar.av6 { background: linear-gradient(135deg, #c026d3, #ff4466); }
.author-name { font-weight: 700; font-size: .95rem; }
.author-role { font-size: .82rem; color: var(--gray-400); }

/* ---------- PRICING ---------- */
.pricing-card {
  border-radius: 20px; padding: 36px 32px;
  border: 2px solid var(--gray-200); transition: all var(--transition); position: relative;
}
.pricing-card:hover { transform: translateY(-6px); border-color: var(--blue); box-shadow: var(--shadow); }
.pricing-card.featured { border-color: var(--blue); background: var(--navy); color: #fff; }
.pricing-card.featured .price-label, .pricing-card.featured .price sub { color: rgba(255,255,255,.6); }
.pricing-card.featured .price-features li { color: rgba(255,255,255,.85); }
.pricing-badge {
  position: absolute; top: -14px; left: 50%; transform: translateX(-50%);
  background: linear-gradient(90deg,var(--blue),var(--cyan));
  color: #fff; padding: 4px 18px; border-radius: 50px; font-size: .78rem; font-weight: 700; white-space: nowrap;
}
.price-label { font-size: .88rem; color: var(--gray-400); margin-bottom: 6px; }
.price { font-size: 2.8rem; font-weight: 900; line-height: 1; }
.price sup { font-size: 1.3rem; vertical-align: top; margin-top: 8px; }
.price sub { font-size: .95rem; font-weight: 400; color: var(--gray-400); }
.price-features { list-style: none; margin: 28px 0; display: flex; flex-direction: column; gap: 12px; }
.price-features li { display: flex; align-items: center; gap: 10px; font-size: .95rem; }
.price-features li::before { content: '✓'; color: var(--green); font-weight: 800; flex-shrink: 0; }
.price-features li.off { opacity: .38; }
.price-features li.off::before { content: '✕'; color: #999; }

/* ---------- FAQ ---------- */
.faq-item { border-bottom: 1px solid var(--gray-200); padding: 20px 0; }
.faq-q {
  font-weight: 700; font-size: 1.02rem; cursor: pointer;
  display: flex; justify-content: space-between; align-items: center;
  color: var(--text); transition: color var(--transition); list-style: none;
}
.faq-q:hover { color: var(--blue); }
.faq-q::after { content: '+'; font-size: 1.4rem; color: var(--blue); line-height: 1; margin-left: 16px; flex-shrink: 0; }
.faq-a { color: var(--gray-700); font-size: .97rem; padding-top: 12px; }

/* ---------- FORM ---------- */
.form-group { margin-bottom: 20px; }
label { display: block; font-weight: 600; font-size: .9rem; margin-bottom: 7px; color: var(--gray-700); }
input, textarea, select {
  width: 100%; padding: 13px 16px; border-radius: 10px;
  border: 1.5px solid var(--gray-200); font-family: var(--font); font-size: .97rem;
  transition: all var(--transition); background: var(--white); color: var(--text);
}
input:focus, textarea:focus, select:focus {
  outline: none; border-color: var(--blue); box-shadow: 0 0 0 3px rgba(0,87,255,.12);
}
textarea { resize: vertical; min-height: 120px; }

/* ---------- FOOTER ---------- */
.footer { background: var(--navy); color: rgba(255,255,255,.65); padding: 72px 20px 28px; }
.footer-grid {
  max-width: 1200px; margin: 0 auto;
  display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 48px; margin-bottom: 56px;
}
.footer-brand p { margin-top: 16px; font-size: .93rem; max-width: 280px; line-height: 1.7; }
.footer-col h5 { color: #fff; font-size: .9rem; font-weight: 700; margin-bottom: 18px; letter-spacing: .05em; text-transform: uppercase; }
.footer-links { list-style: none; display: flex; flex-direction: column; gap: 10px; }
.footer-links a { color: rgba(255,255,255,.6); font-size: .93rem; transition: color var(--transition); }
.footer-links a:hover { color: var(--cyan); }
.footer-bottom {
  max-width: 1200px; margin: 0 auto;
  border-top: 1px solid rgba(255,255,255,.08); padding-top: 24px;
  display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 12px;
  font-size: .85rem;
}
.footer-social { display: flex; gap: 12px; }
.social-btn {
  width: 38px; height: 38px; border-radius: 10px;
  background: rgba(255,255,255,.07); display: flex; align-items: center; justify-content: center;
  color: rgba(255,255,255,.6); font-size: 1rem; transition: all var(--transition); text-decoration: none;
}
.social-btn:hover { background: var(--blue); color: #fff; }

/* ---------- Page Hero (inner pages) ---------- */
.page-hero {
  background: linear-gradient(135deg, var(--navy) 0%, #051d4d 60%, #062040 100%);
  color: #fff; padding: 100px 20px 80px; overflow: hidden; position: relative;
}
.page-hero::before {
  content: ''; position: absolute; inset: 0;
  background: radial-gradient(ellipse at 80% 40%, rgba(0,87,255,.2) 0%, transparent 65%);
}
.page-hero-inner { max-width: 1200px; margin: 0 auto; position: relative; z-index: 1; }
.page-hero h1 span { color: var(--cyan); }
.page-hero .lead { color: rgba(255,255,255,.75); margin-top: 14px; }

/* ---------- BLOG ---------- */
.blog-card {
  border-radius: var(--radius); overflow: hidden;
  box-shadow: 0 4px 18px rgba(0,0,0,.07); transition: all var(--transition);
  border: 1px solid var(--gray-200); background: #fff;
}
.blog-card:hover { transform: translateY(-5px); box-shadow: var(--shadow); }
.blog-card img { width: 100%; height: 220px; object-fit: cover; border-radius: 0; }
.blog-card-body { padding: 22px; }
.blog-date { font-size: .8rem; color: var(--gray-400); margin-bottom: 8px; }
.blog-card-body h3 { font-size: 1.05rem; margin-bottom: 10px; }
.blog-card-body p { font-size: .9rem; color: var(--gray-700); margin-bottom: 16px; }

/* ---------- TEAM ---------- */
.team-card { text-align: center; }
.team-card img { width: 100%; height: 280px; object-fit: cover; border-radius: 16px; margin-bottom: 18px; box-shadow: 0 8px 24px rgba(0,0,0,.1); }
.team-card h4 { margin-bottom: 4px; }
.team-card .role { font-size: .88rem; color: var(--blue); font-weight: 600; }

/* ---------- STEP ---------- */
.step-card { display: flex; gap: 20px; align-items: flex-start; }
.step-num {
  width: 52px; height: 52px; flex-shrink: 0; border-radius: 14px;
  background: linear-gradient(135deg, var(--blue), var(--cyan));
  display: flex; align-items: center; justify-content: center;
  font-size: 1.2rem; font-weight: 900; color: #fff;
}

/* ---------- PROGRESS ---------- */
.progress-wrap { margin-top: 10px; }
.progress-label { display: flex; justify-content: space-between; font-size: .85rem; margin-bottom: 6px; color: var(--gray-700); }
.progress-bar { background: var(--gray-200); border-radius: 50px; height: 8px; overflow: hidden; }
.progress-fill { height: 100%; border-radius: 50px; background: linear-gradient(90deg, var(--blue), var(--cyan)); }

/* ---------- NOTICE ---------- */
.notice { padding: 16px 20px; border-radius: 10px; font-size: .93rem; display: flex; align-items: flex-start; gap: 12px; }
.notice-blue  { background: rgba(0,87,255,.08);  border-left: 4px solid var(--blue);  color: var(--navy); }
.notice-green { background: rgba(0,230,118,.1);  border-left: 4px solid var(--green); color: #005c2b; }
.notice-cyan  { background: rgba(0,212,255,.1);  border-left: 4px solid var(--cyan);  color: #005f72; }

/* ---------- ANIMATIONS ---------- */
@keyframes fadeUp   { from { opacity:0; transform:translateY(30px); } to { opacity:1; transform:translateY(0); } }
@keyframes float    { 0%,100%{transform:translateY(0);} 50%{transform:translateY(-12px);} }
@keyframes shimmer  { 0%{background-position:-400px 0;} 100%{background-position:400px 0;} }
.animate-fadeup { animation: fadeUp .7s ease both; }
.animate-float  { animation: float 4s ease-in-out infinite; }
.delay-1 { animation-delay: .1s; }
.delay-2 { animation-delay: .2s; }
.delay-3 { animation-delay: .3s; }
.delay-4 { animation-delay: .4s; }

/* ---------- RESPONSIVE ---------- */
@media (max-width: 1024px) {
  .grid-4   { grid-template-columns: repeat(2,1fr); }
  .stats-grid { grid-template-columns: repeat(2,1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 36px; }
}
@media (max-width: 768px) {
  section { padding: 60px 0; }
  .hero { min-height: auto; padding: 80px 20px 60px; }
  .hero-content { grid-template-columns: 1fr; gap: 40px; }
  .hero-visual { display: none; }
  .grid-2, .grid-3 { grid-template-columns: 1fr; }
  .feature-split { grid-template-columns: 1fr; gap: 36px; }
  .feature-split.reverse { direction: ltr; }
  .nav-links, .nav-cta .btn:not(.btn-primary) { display: none; }
  .nav-hamburger { display: block; }
  .footer-grid { grid-template-columns: 1fr; gap: 28px; }
  .footer-bottom { flex-direction: column; text-align: center; }
  h1 { font-size: 2rem; }
  h2 { font-size: 1.6rem; }
}
@media (max-width: 480px) {
  .hero-actions { flex-direction: column; }
  .stats-grid  { grid-template-columns: repeat(2,1fr); }
  .grid-4 { grid-template-columns: 1fr; }
  .pricing-card { padding: 28px 20px; }
  .btn { padding: 12px 22px; }
}